"Great to work with. Everything was very quick and well organized. Would recommend 100 percent."
Mike T.
"Just refinanced with this wonderful company! It was so easy and quick and they kept me informed every step of the way. 
They made the process simple for me, and I would definitely recommend using them! Thanks for all of your help."
Terri C.
"Great mortgage process. All of the folks were easy to work with and committed to processing things promptly. 
Mobile and online tools were easy to use. I’ve owned 6 homes in the last 20 years and this was the easiest mortgage process 
of all of them."
Russel W.

Jennifer Stout – Senior Loan Officer
NMLS# 1938273 Licensed in GA and SC

Originally from Phoenix, Arizona, Jennifer has called Charleston home for the last 26 years. After working in the wireless industry for nearly two decades and having a reputation as a dedicated advisor to her clients, an opportunity presented itself for Jennifer to join the mortgage industry in late 2019.

Jennifer has helped numerous families buy and refinance their homes in the GA and SC areas and continues to have a passion for helping others and serving her community. Whether her clients are first time homebuyers or 5th time refinances, she is dedicated to giving them top notch service and options from the beginning to the end of the mortgage process.

When not in the office you can find Jennifer spending time outdoors and on the water with her son and rescue pup, Bindy.

Ready to get started?

Don’t start the home buying process at an open house. Your first step should be a mortgage pre-approval. By talking with your loan officer, you can determine if you qualify for a loan and how much you can borrow. A pre-approval gives you a leg up when it comes to a competitive and quick moving real estate market – some sellers and agents won’t accept your offer without it!

Download our new app or apply now to get the process started!



When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances your home buying experience. We provide real-time updates that allow us to keep you updated every step of the way. The entire loan process, from application to closing is managed in-house – this results in a shorter loan process. Every employee of our company has direct access to all processors and underwriters. We have built a business that is recognized for integrity, excellent service and efficient processes.


All the tools you need in one app! Calculate your mortgage options, scan encrypted paperwork from you app, message your loan officer and more.



Are you ready to begin the home search? The first step is to get pre-approved. Our online application is simple, fast and provides us with the information to begin the process.